white cadillac at owings auto

What Does Buy Here Pay Here Mean at a Car Dealership?

You need a car, but your credit has a few hiccups. You’re not alone, and it’s nothing to be ashamed of—most people have credit issues at some point in their lives. The good news is that buy here pay here car lots provide a fast and easy option for buyers who need a bad credit car loan, so you can visit Owings Auto and be on the road the same day!

Here’s how it works:

  • One of our helpful team members will look at your current situation—not your credit history or anything else in your past—and let you know how much you can afford to spend on a car.
  • You’ll discuss what you need in a vehicle, and be shown all the options that match your criteria and your budget.
  • We will take you on some test drives, discuss the features of each vehicle, and help you choose the one that best meets your needs.
  • You’ll sign the financing contract, make a small down payment, and drive away!
  • From there, you’ll make your payments directly to Owings Auto rather than a bank or outside financing company.

It’s that easy! No credit? No problem! Bad credit? No problem!

You don’t have to meet the strict credit guidelines banks require, and the income requirements are much more relaxed as well. At Owings Auto, all you need is $1,500 a month net income and residence to be approved for financing on a new ride! When you need a bad credit car loan, the buy here pay here option at Owings Auto is an excellent way to get the vehicle you need.

Owings Auto is the Arlington, TX area’s trusted choice for quality pre-owned vehicles and easy buy here pay here auto loan options.

Do all buy here pay here car lots offer warranties on their vehicles? No, but every car sold at Owings Auto comes with a 12-month, 12,000-mile warranty. When we say we want you to drive with confidence, we mean it.

And if you want even more reassurance before you buy, take the vehicle to any local mechanic for inspection. All of our vehicles are hand-selected and checked for quality, so you can buy and drive with peace of mind.

Check out our inventory online before coming in. Or if you’re ready, get pre-approved online today and make the process even faster and easier when you arrive at Owing Auto!

Get Pre-Approved

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