Get Approved for a Car Loan
With Bad Credit at Owings Auto

Owings Auto helps DFW drivers overcome the financial obstacles that get in the way of vehicle ownership. Bankruptcy, foreclosure, and repossession are common issues that can ruin credit scores and make it feel impossible to buy and finance the used car you need. Owings Auto can get you approved for a bad credit car loan because we make all financing and credit decisions in-house. We take the time to listen to your story and make decisions based on your unique financial situation.

Have questions? Get answers from our FAQs page.

Buy Here Pay Here Dealership Financing Can Help

If a traditional lender has denied you for an auto loan due to bad credit, then a buy here pay here car loan might be the right choice for you. Buyers with a low credit score, or even no credit score at all, can work directly with our team to get approved based on your current situation and income. Regardless of your credit score or past issues you can get approved for a car loan at Owings Auto with proof of $1,500 net income per month and residence.


Ready to Get Started?

happy young couple accepting keys to new car

High Quality Used Car Financing

Many buyers worry that getting a bad credit car loan will make it difficult to get the car they want from a dealership, but Owings Auto makes it possible to finance any of the high quality used cars on our lot. Every car is comprehensively inspected and backed by a 12 month / 12,000 mile warranty.

Convenient Online Financing Options

Take the first step to getting back on your feet and into the driver’s seat today by filling out our online application. Approval is easy at Owings Auto; all you need is proof of income (at least $1,500 net, per month) and proof of residence. That’s it! Once you’ve submitted your information through our secure online form our team of friendly financing professionals will reach out to help you complete the process and get the keys to your next car.

Why Get Approved at Owings Auto

12 Month, 12 Mile Warranty

We stand behind every car we sell, and we back it up with the best buy here, pay here warranty in DFW.

  • This warranty is FREE for all of our customers
  • Drive your car with confidence
  • This warranty covers every car on our lot

Easy In-House Financing for All Credit Levels

You are welcome at Owings because your credit score, financial history, or anything else will stand in the way of the car you want.

  • All of our financing is handled in-house
  • Credit decisions are made on site, personally
  • We are worried about your future, not your past

Inspect Your Vehicle Before You Buy

Feel free to take your car to any local mechanic to be inspected BEFORE you buy it.

  • We stand behind our cars, and you control the buying experience
  • Know that your car is dependable and reliable – on your terms
  • Have confidence in your new car

When it comes to buying a car with bad credit, we make the process painless and easy because we handle all of our approvals in person and on the spot, face to face with you.