If a traditional lender has denied you for an auto loan due to bad credit, then a buy here pay here car loan might be the right choice for you. Buyers with a low credit score, or even no credit score at all, can work directly with our team to get approved based on your current situation and income. Regardless of your credit score or past issues you can get approved for a car loan at Owings Auto with proof of $1,500 net income per month and residence.
Applying for auto financing with Owings Auto is a simple process. You can get started right now by filling out the auto financing contact form above. We’ll get in touch and walk you through the details.
You will need to provide just three things in order to get the financing process moving: your driver’s license, proof of income, and proof of home address. You can show proof of income with a recent pay stub from your job. Proof of address can be provided by bringing in paperwork such as a recent bill from your utilities with your address on it or a lease agreement. These three pieces of documentation provide enough information for a financing decision at Owings Auto. There is no need to fill out complicated forms or long finance applications, because financing decisions are made in-house.
Owings Auto can calculate your true down payment with just a few quick questions.
Your exact down payment will depend on a number of factors, but in many cases it is possible to buy a car with bad credit for just $500 down. We can quickly estimate your true down payment with no hard credit checks and no commitment.
Many buyers worry that getting a bad credit car loan will make it difficult to get the car they want from a dealership, but Owings Auto makes it possible to finance any of the high quality used cars on our lot. Every car is comprehensively inspected and backed by a 12 month / 12,000 mile warranty.
Take the first step to getting back on your feet and into the driver’s seat today by filling out our online application. Approval is easy at Owings Auto; all you need is proof of income (at least $1,500 net, per month) and proof of residence. That’s it! Once you’ve submitted your information through our secure online form our team of friendly financing professionals will reach out to help you complete the process and get the keys to your next car.