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Owings Auto is located at 519 E. Division Street in historic downtown Arlington, TX. We’re just a few blocks north from City Hall and Levitt Pavilion.
Owings Auto is perfect if you need a vehicle but need someone to help you buy it because of bad credit history or anything else in your past. We only care about your future.
A Buy Here Pay Here dealership offers personalized financing options at the dealership rather than through a bank or credit union. That means you make your payments at the dealership where you bought the car. At Owings Auto, we can approve you for an easy in-house, bad-credit car loan on site, in person, on the spot at our dealership in Arlington, TX.
Buy Here Pay Here dealerships offer a different car-buying process by selling and financing the cars straight off their lots. You'll normally see them advertise with “we finance” or “no credit, no problem.”
BHPH dealerships finance & sell cars to drivers with bad and no credit histories with little to no-money-down. If you're looking for a simple process and easy financing, Owings Auto is perfect for you.
Drivers choose Owings Auto because we offer easy in-house financing on affordable cars that come with a 12 month / 12,000 mile warranty!
At Owings Auto, we look at your current financial situation to approve you for a car loan. Your credit score is not a factor – we only care about your future and helping you get into the driver’s seat!
If you have $1,500 net income per month and proof of residence, then yes, you qualify for financing at Owings Auto. Your financial past is not a factor and you don’t have to worry about being denied by a big company who has never met you or heard your story. At Owings Auto, we are here to help you!
If a traditional bank or car dealership has denied you for an auto loan, then Owings Auto might be perfect for you! No matter your credit score or history, you can get approved for a car loan at Owings Auto with proof of $1,500 net income per month and residence – that’s it!
Owings understands our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we focus on your current income and financial situation to help you get the auto financing you need. All you need to be approved as Owings Auto is $1,500 net income per month and proof of residence!
Although Owings runs credit checks for flexible in-house financing, we understand our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we also focus on your current income and financial situation to help you get the auto financing you need.
Every used car from Owings Auto comes with a 24 month, 24K mile warranty at no additional cost to you. Used cars from other car dealerships don’t always come with a warranty, although in certain cases the manufacturer warranty may still apply.
Yes, you can finance a pre-owned vehicle. Owings Auto provides personalized in-house financing for every vehicle on our lot, along with a 12 year, 12,000 mile warranty!
Traditional car dealerships work with a bank or outside lender to finance vehicles based on your credit score. Owings Auto is different because we are able to consider your unique situation and offer you personalized financing options at the dealership. Once you are approved for a no-hassle car loan in person you will make your payments to the dealership where you bought the car.
Our approval process is one of the fastest! You can fill out our online approval form and get pre-approved as soon as today! Get pre-approved and start browsing our extensive inventory online. If you have any questions, our friendly staff is here to help.
Buying a used car can be a good idea, because it offers drivers the chance to enjoy the features and performance of a newer car without absorbing the drop in value due to first-year depreciation. Every vehicle at Owings Auto comes with a 12 month, 12,000 mile warranty.
Traditional dealerships often require hefty down payments from drivers with less-than-perfect credit. At Owings Auto we can get you into the driver's seat with a low down payment no matter what your credit score is.
Many consumers may wonder where to buy a car with no credit history at all. Owings Auto does not rely on your credit history like a traditional bank or car dealership would. Instead, we choose to focus on your future. The only things you need to secure a car loan are $1500 in net income and proof of residence.
Right now is one of the best times for drivers to buy a car. Owings Auto can offer low payments and warranty coverage at no additional cost on every car we sell!
The monthly payments on a used car are almost always lower than what you would pay for a brand new car. Buying a used car can be a great way to save money. Owings Auto has a wide selection of vehicles with low monthly payments.
At Owings Auto we don’t require your past credit history to secure a car loan. All we ask for is proof of income and proof of an established residence. We provide competitive financing options to our customers and will help you find an affordable car loan that will boost your credit score along the way!