Need a used car loan? We offer in-house financing, which means we process all credit applications and make all credit decisions on-site, in person, on the spot. Because our dealership will work together with you through the whole process, we can offer significant advantages, particularly for buyers who have poor credit or are in a tight spot financially.

• We will work with your budget: Because our dealership has a vested interest in our buyers, our sales team will work closely with you to make sure that the car you buy fits your budget and payment ability.
• Payment plans that fit your life: You can work with our dealership to buy a car with a small downpayment and pay on a schedule that works for you.
• Bad credit is no problem: Other lenders might turn you down for a loan, but Owings Auto understands that your financial situation is unique. Should a repossession occur, we are capable of selling the vehicle and recouping all or most of the loss.