Common Questions About
Buy Here Pay Here Car Dealerships

What is a Buy Here Pay Here Car Lot?

A Buy Here Pay Here dealership offers personalized financing options at the dealership rather than through a bank or credit union. That means you make your payments at the dealership where you bought the car. At Owings Auto, we can approve you for an easy in-house, bad-credit car loan on site, in person, on the spot at our dealership in Arlington, TX.

Does Buy Here Pay Here Depend on My Credit?

Owings understands our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we focus on your current income and financial situation to help you get the auto financing you need. All you need to be approved as Owings Auto is $1,500 net income per month and proof of residence!

How Does Buy Here Pay Here Financing Work?

At Owings Auto, we look at your current financial situation to approve you for a car loan. Your credit score is not a factor – we only care about your future and helping you get into the driver’s seat!

How Can I Get a Car Loan With Bad Credit?

If a traditional bank or car dealership has denied you for an auto loan, then Owings Auto might be perfect for you! No matter your credit score or history, you can get approved for a car loan at Owings Auto with proof of $1,500 net income per month and residence – that’s it!

Do I Qualify for Financing at Owings Auto?

If you have $1,500 net income per month and proof of residence, then yes, you qualify for financing at Owings Auto. Your financial past is not a factor and you don’t have to worry about being denied by a big company who has never met you or heard your story. At Owings Auto, we are here to help you!

Is Buy Here Pay Here a Good Idea?

Owings Auto is perfect if you need a vehicle but need someone to help you buy it because of bad credit history or anything else in your past. We only care about your future.

Get in Touch Today!

Still have questions? Call us or come by Owings Auto today.

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